94102 ZIP Code — San Francisco, CA

San Francisco County, California

ZIP code 94102 is located in San Francisco, California, within San Francisco County. It covers approximately 0.66 square miles and serves a population of 34,077 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 341/415/510.

About ZIP code 94102

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $1,039,000. Renters make up the majority at 91%, typical of denser urban areas.

The gap between median ($62,388) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 20% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 29 minutes is near the national average. Remote work is prevalent — 20% of workers work from home.

Educational attainment is high — 45% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include Spanish spoken in 24% of households.

Overall, ZIP code 94102 reflects a community defined by economic challenges above the national average, a high rate of remote workers, and elevated reliance on food assistance.

34,077

population

0.66

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

94102 ZIP code map

Cities in ZIP code 94102

Below are the cities the US Postal Service accepts for ZIP code 94102. Using any city not on this list may result in mail delivery delays.

City	Status
San Francisco	Preferred

Nearby ZIP codes

94160 San Francisco (0.3 mi) 94151 San Francisco (0.3 mi) 94163 San Francisco (0.3 mi) 94137 San Francisco (0.3 mi) 94177 San Francisco (0.3 mi) 94139 San Francisco (0.3 mi) 94188 San Francisco (0.3 mi) 94144 San Francisco (0.3 mi) 94145 San Francisco (0.3 mi) 94143 San Francisco (0.3 mi) 94141 San Francisco (0.3 mi) 94161 San Francisco (0.3 mi)

Demographics updated 05/2026

Population
Total population	34,077
Population density	51,632 / sq mi
State FIPS	06
County FIPS	075

Geography
Land area	0.66 sq mi
Water area	0.00 sq mi
Latitude	37.7794
Longitude	-122.4177
Timezone	Pacific (PT)
Area code	341/415/510

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.0%	25.4%	32.6%
$50k – $100k	17.5%	18.5%	27.7%
$100k – $200k	21.0%	27.2%	26.4%
Over $200k	13.5%	29.0%	13.3%

Demographics & statistics

34,077

Population

51,632

People per sq mi

39.6

Median age

$62,388

Median household income

$66,147

Per capita income

$1,039,000

Median home value

$1,512

Median monthly rent

8.8%

Home ownership

20.1%

Poverty rate

7.8%

Unemployment

5,110

Housing units

45.1%

Bachelor's or higher

Age distribution

Male Female

594

Under 5

450

411

5–9

312

601

10–14

456

540

15–19

409

1,001

20–24

759

4,971

25–34

3,772

3,268

35–44

2,479

2,622

45–54

1,989

1,265

55–59

959

1,111

60–64

843

1,779

65–74

1,349

704

75–84

534

511

85+

388

← Male

Female →

Age summary

Group	Count	%
Under 18	3,252	9.5%
18 and over	30,825	90.5%
65 and over	5,265	15.5%
Median age	39.6 years

Race & ethnicity

White 29.7%

Asian 24.7%

Hispanic or Latino 14.4%

Other race 10%

Two or more races 9.6%

Black or African American 9.5%

American Indian / Alaska Native 1.5%

Native Hawaiian / Pacific Islander 0.6%

Group	Count	%
White	11,809	29.7%
Asian	9,824	24.7%
Hispanic or Latino	5,749	14.4%
Other race	3,993	10%
Two or more races	3,816	9.6%
Black or African American	3,796	9.5%
American Indian / Alaska Native	613	1.5%
Native Hawaiian / Pacific Islander	226	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.0%	25.4%	32.6%
$50k – $100k	17.5%	18.5%	27.7%
$100k – $200k	21.0%	27.2%	26.4%
Over $200k	13.5%	29.0%	13.3%

Under $10k 6.5%

$10k–$15k 13.4%

$15k–$25k 8.7%

$25k–$35k 6.8%

$35k–$50k 7.7%

$50k–$75k 11.7%

$75k–$100k 9.1%

$100k–$150k 12.4%

$150k–$200k 7.8%

$200k+ 15.9%

Range	% of households
Under $10k	6.5%
$10k–$15k	13.4%
$15k–$25k	8.7%
$25k–$35k	6.8%
$35k–$50k	7.7%
$50k–$75k	11.7%
$75k–$100k	9.1%
$100k–$150k	12.4%
$150k–$200k	7.8%
$200k+	15.9%
Median income	$62,388

Housing

Home values

$50k–$100k 1.5%

$100k–$150k 4.2%

$200k–$300k 1.9%

$300k–$500k 11.4%

$500k–$1M 28.8%

$1M+ 52.3%

Housing overview

Metric	Value
Median home value	$1,039,000
Median rent / month	$1,512
Owner occupied	8.8%
Renter occupied	91.2%
Vacant	15.3%
Single-family detached	1.7%
Large apartment buildings	77.5%
Mobile homes	0.2%
Median rooms	2.0
Avg household size (owned)	2.02

Year built

Era	%
2020 or later	0.6%
2010–2019	12.1%
2000–2009	7.2%
1990–1999	4.1%
1980–1989	6.6%
1970–1979	7.0%
1960–1969	5.2%
1950–1959	3.3%
1940–1949	3.5%
1939 or earlier	50.3%

Bedrooms

Size	% of units
No bedroom (studio)	49.0%
1 bedroom	29.4%
2 bedrooms	14.9%
3 bedrooms	4.8%
4 bedrooms	0.8%
5+ bedrooms	1.0%

Vehicles per household

Vehicles	% of households
No vehicle	67.4%
1 vehicle	27.2%
2 vehicles	3.5%
3 or more	1.9%

Heating fuel

Fuel type	%
Utility gas	41.0%
Electricity	43.1%
Propane / LP gas	1.0%
Fuel oil	0.2%
Wood	0.2%
Solar	0.5%
No fuel used	11.8%

Households & families

Household type	Count	%
Married-couple family	3,624	19.0%
Cohabiting couple	1,674	8.8%
Male householder, no spouse	8,584	45.1%
Female householder, no spouse	5,149	27.1%
Households with children under 18	1,635	8.6%
Households with seniors (65+)	4,259	22.4%
Average household size	1.69

Marital status

Status	Male	Female
Never married	56.7%	51.0%
Married	27.7%	30.7%
Separated	1.9%	1.9%
Widowed	2.7%	7.1%
Divorced	11.0%	9.3%

Education

Less than 9th grade 8.9%

Some HS, no diploma 8.7%

HS graduate 16.8%

Some college, no degree 14.7%

Associate's degree 5.8%

Bachelor's degree 26.9%

Graduate / professional 18.2%

Metric	%
HS diploma or higher	82.4%
Bachelor's or higher	45.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	433	8.4%
Kindergarten	154	3.0%
Elementary school	1,275	24.6%
High school	969	18.7%
College / grad school	2,346	45.3%

Employment

Industry of employment

Professional & management 24.3%

Education & healthcare 16.8%

Arts, food & hospitality 11.3%

Retail trade 8.7%

Finance & real estate 8.2%

Manufacturing 8.1%

Transportation & utilities 5.4%

Other services 5.4%

Information 4.9%

Construction 3.1%

Public administration 2.0%

Wholesale trade 1.4%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	53.5%
Service	19.0%
Sales & office	15.9%
Natural resources & construction	4.7%
Production & transportation	6.8%

Employment type

Type	%
Private sector	86.8%
Government	7.5%
Self-employed	5.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	16.7%
Carpool	1.2%
Public transit	30.4%
Walk	22.1%
Work from home	20.2%
Other means	9.5%
Avg commute (minutes)	29.4

Poverty

All people 20.1%

Under 18 years 15.5%

18 and over 20.6%

Married-couple families 6.7%

Female-led households 13.5%

Income support

Source	% of households
Social Security	23.9%
Retirement income	8.8%
Supplemental Security	15.1%
Cash public assistance	5.1%
Food stamps / SNAP	19.7%

Health indicators

Condition	%
Obesity	24.3%
High blood pressure	30.0%
High cholesterol	28.6%
Diabetes	12.2%
Heart disease	6.3%
Stroke	3.4%
Asthma	9.3%
Arthritis	18.7%
Kidney disease	3.0%
Pulmonary disease	6.2%
Cancer	4.8%

Behavior / access	%
Smoking	13.5%
Binge drinking	18.0%
No physical activity	22.3%
Less than 7 hrs sleep	31.8%
Depression	15.3%
Fair or poor health	16.9%
Poor mental health	13.8%
Poor physical health	10.5%
No health insurance	13.1%
Visited doctor (checkup)	65.2%
Visited dentist	55.7%
Cholesterol screening	89.2%
Teeth loss	15.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,414	4.6%

Disability	%
Any disability	21.4%
Under 18	2.8%
18–64 years	16.4%
65 and over	56.5%

Health insurance coverage

Type	%
Private insurance	55.1%
Public insurance	46.6%
No insurance	5.0%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	33,033	96.9%
Spanish	8,043	24.3%
Other Indo-European	2,398	7.3%
Asian & Pacific Islander	401	1.2%
Other languages	4,594	13.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,690	60.7%
Born in same state	19,781	58.0%
Born in different state	10,234	30.0%
Foreign born	909	2.7%
Naturalized citizen	13,387	39.3%
Not a US citizen	6,687	50.0%

Ancestry

Ancestry	Count	%
Italian	2,347	6.9%
French	1,642	4.8%
Arab	600	1.8%
Polish	382	1.1%
Norwegian	222	0.7%

Ancestry	Count	%
English	142	0.4%
German	141	0.4%
Irish	54	0.2%
Dutch	24	0.1%

Technology access

Metric	% of households
Computer access	55.8%
Internet access	91.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 94102

What city is ZIP code 94102 in?

ZIP code 94102 is primarily assigned to San Francisco, California.

What county is ZIP code 94102 in?

ZIP code 94102 falls within San Francisco County, California.

Is ZIP code 94102 mostly rentals?

91% of occupied units in ZIP code 94102 are renter-occupied.

Is Spanish widely spoken in ZIP code 94102?

Approximately 24% of households in ZIP code 94102 speak Spanish as a primary language.

What is the poverty rate in ZIP code 94102?

20% of residents in ZIP code 94102 live below the poverty line, above the national average.

How educated is the population of ZIP code 94102?

45% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What timezone is ZIP code 94102 in?

ZIP code 94102 observes the PST timezone.